Your trusted mortgage broker
Helping You
Borrow Better
Compare lenders and find the right
loan for your needs.
Trusted by Homeowners Across Australia
Australia Wide
Nationwide Service
How Can We Help?
First Home Buyers
Buying your first home doesn’t have to be overwhelming. We’ll guide you through every step—from pre-approval to settlement.
Refinancing Your Loans
Looking for a better rate or more flexible loan? We’ll compare lenders to help you save money and improve your loan.
Investment Home Buyers
Grow your property portfolio with lending solutions designed around your investment strategy.
House & Land Package Loans
Foreign Buyers
482 Visa Holder (TSS)
Mortgage Solutions
Made Simple
At Public Home Loan, we combine industry expertise with advanced comparison technology to assess rates, fees and loan products from more than 40 trusted lenders.
Our experienced brokers manage the entire process—from lender comparison through to settlement—saving you time while helping you secure a competitive home loan with confidence.
Why Choose Us?

Access to 40+ Lenders
Compare loan options from over 40 trusted lenders to find the solution that best suits your needs.

Tailored Loan Solutions
Every borrower is different. We match you with a home loan that fits your goals and financial situation.

Competitive Interest Rates
We compare a wide range of lenders to help you secure competitive rates and better loan outcomes.

No Cost to You
Our mortgage broking service is free for eligible clients, with no hidden fees or unexpected charges.

Expert Mortgage Guidance
Our experienced brokers provide clear, honest advice to help you make confident financial decisions

Fast & Hassle-Free Process
A streamlined application process with proactive support to keep everything moving smoothly from start to finish.
What Are You Looking For?
Buying My
First Home
We’ll help you understand your borrowing power and guide you from application to settlement.
Purchasing an
Investment Property
Find lending solutions designed to support your long-term investment goals.
Refinancing My Home Loan
Review your current mortgage and discover opportunities to reduce repayments or unlock equity.
The right home loan for your needs
With access to 40+ lenders, we make it easier to find the right home loan.
What Our Clients Say
Posted on Google KeishaTrustindex verifies that the original source of the review is Google. Very happy with this mortgage broker service. Benson was very helpful and responsive! Would recommend to others.Posted on Google AggyTrustindex verifies that the original source of the review is Google. Excellent service, thanks BensonPosted on Google Tom SunTrustindex verifies that the original source of the review is Google. Benson has been exceptional in helping us secure a loan to purchase our home. His professionalism and attention to details is second to none and we are very grateful for everything he has done. We would recommend Benson to anyone looking to purchase a home and needs a loan.Posted on Google Ming DTrustindex verifies that the original source of the review is Google. Benson is the best Broker I ever seen. He is very professional, reply promptly and very efficient. Strongly recommend.Posted on Google Damien KohTrustindex verifies that the original source of the review is Google. I had an outstanding experience working with Benson Tan, Senior Mortgage Adviser at Public Home Loan. Benson was exceptionally responsive, highly professional, and incredibly knowledgeable throughout the entire process. He provided clear, honest advice at every step and ensured my home loan was processed smoothly and efficiently with the issuer bank, Commonwealth Bank. I truly appreciated his dedication and expertise, and I wouldn’t hesitate to recommend Benson to anyone looking for a reliable and trustworthy mortgage adviser.Posted on Google Jennifer KongTrustindex verifies that the original source of the review is Google. I had a great experience with Benson as my mortgage broker. He was professional, responsive and clearly explained all the loan options. The process was smooth from start to finish. Highly recommend to anyone looking for a reliable and knowledgeable broker.Posted on Google Wei RenTrustindex verifies that the original source of the review is Google. Benson has been an outstanding mortgage broker to work with. He is highly professional, extremely efficient, and always responsive throughout the entire process. What really sets Benson apart is his genuine care for his clients — he always takes the time to understand individual needs, explains everything clearly, and provides well-considered advice in the client’s best interest. His service attitude is excellent, and the whole experience was smooth and stress-free thanks to his dedication and expertise. I would highly recommend Benson to anyone looking for a reliable and trustworthy loan broker.Posted on Google Anton LarionovTrustindex verifies that the original source of the review is Google. Benson and his team go above and beyond to ensure we were happy throughout the process. Buying our first home was a great experience, and we really appreciate the value they delivered and their professionalism.Posted on Google lecheng panTrustindex verifies that the original source of the review is Google. 感谢Benson的帮助,非常专业的服务,高效并且耐心的沟通,希望将来继续合作。Posted on Google XUEJUN HUTrustindex verifies that the original source of the review is Google. Benson provided tremendous help during our loan process. He is professional, enthusiastic, always willing to answer any questions, and is a very reliable broker.
Frequently Asked Questions
Find answers to some of the most common questions about home loans and mortgage broking.
How does a mortgage broker help me?
How many lenders do you compare?
Can you help first home buyers?
Can you help me refinance my existing home loan?
How long does the home loan process take?
Ready to Find Your Ideal Home Loan?
Speak with an experienced mortgage broker today and discover lending solutions tailored to your needs.
- Tailored Loan Advice
- Compare 40+ Lenders
- Competitive Loan Options
- End-to-End Support
- Australia Wide